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Home Loans

Your Home Loan Journey Starts Here

At Slan Finance, we understand that buying a home is one of life’s biggest milestones. Whether you’re a first-time buyer, upgrading to a new home, or refinancing your current property, our Caroline Springs mortgage brokers are here to guide you through every step of the lending process.

What We Help With:

  • Home loan pre-approval: Know your budget before you start house hunting.
  • Loan comparisons: Access competitive rates from major banks and lenders.
  • Refinancing: Reduce repayments or unlock equity in your current home.
  • Property purchase planning: Understand stamp duty, LVR, and other costs upfront.
  • Support for growing families: Find flexible loan options that grow with you.
  • Get in touch today

Why work with Slan finance?

Years ago we worked out a formula for ensuring each of our team of experienced brokers are paired with the client who needs their bespoke brand of help.

Industry experience

Every broker on our team has their own area of expertise. We make sure we pair you with the most knowledgeable broker for your specific needs.

Client focused

We understand finance is absolutely not a one-size-fits all process. That’s why our team take the time to appreciate your unique needs and work it into suitable finance.

Transparent

We understand that finance can be a stressful thing to consider. So many options, so many moving parts and people to speak with. That’s why our team keep you in the loop at every step of the journey and work out the hard parts for you.

Types of Residential Loans we can help with:

Buying Your First Home

Buying your first home is a big moment—and Slan Finance is here to make it smoother. For Caroline Springs locals taking their first step into property ownership, we offer clear guidance and tailored loan options that suit your budget and future plans.

We’ll help you understand your borrowing power, explain government schemes like the First Home Owner Grant, and walk you through the application process from start to finish. Our brokers simplify the paperwork, compare lenders, and ensure you feel confident every step of the way.

Whether you’re buying a unit, townhouse or family home, we’re committed to helping you secure a loan that fits your lifestyle and long-term goals.

Refinancing Your Current Loan

If your current home loan no longer suits your needs, Slan Finance can help you explore refinancing options that align with your financial goals. Whether you’re looking to reduce repayments, access equity, or switch to a more flexible loan structure, our Caroline Springs mortgage brokers are here to assist.

Why Refinance?

  • Lower interest rates: Take advantage of competitive rates available in the market.
  • Access equity: Use the value in your home to fund renovations, investments or consolidate debt.
  • Flexible loan features: Move to a loan with offset accounts, redraw facilities or better repayment terms.

We’ll compare a wide range of lenders and guide you through the refinancing process—from application to settlement—so you can make informed decisions with ease.

Construction Finance

Building a new home or making big changes to your current home? Slan Finance helps Caroline Springs buyers secure construction loans tailored to staged payments and build timelines. We guide you through lender requirements, progress drawdowns, and budgeting—so you can focus on your build while we handle the finance.

We’ve got access to a range of specialised lenders who love to welcome new borrowers looking for construction finance.

The perks of pre-approval

Getting pre-approved gives you a clear idea of your borrowing power before you start house hunting. At Slan Finance, we help Caroline Springs buyers secure pre-approval so they can shop with confidence, move quickly on the right property, and show sellers they’re serious.

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Fixed vs Variable Rates: Choosing your loan type

Fixed rate loans offer stable repayments over time—great for budgeting. Variable rate loans move with the market, giving you flexibility and potential savings if rates drop. Slan Finance helps Caroline Springs buyers weigh both options to find the right fit for their goals.

Fixed Interest Rates offer stability. Your repayments stay the same throughout the loan term, making budgeting easier and protecting you from market fluctuations. This is ideal for borrowers who value predictability and want to lock in a rate—especially when rates are low.

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Variable Interest Rates, on the other hand, fluctuate with the market. While they often start lower than fixed rates, they can rise over time, increasing your repayments. Variable rates may suit borrowers who are comfortable with some risk and want to benefit from potential rate drops.

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Why Slan Finance Brokers are different

Over our years in business, we’ve found huge success with pairing up our customers with brokers matching your specific finance requirements. Ensuring a tailored partner up means you get a broker who is experienced in your type of finance to hit the ground running.

Book an Appointment