Property can be a core pillar of long-term wealth—if you focus on strategy over headlines. Here are proven approaches that stand the test of time. 1) Buy quality, hold long Location first: Transport, schools, amenities, employment hubs. Liveability matters: Floor plan, natural light, storage, outdoor space. Avoid “shiny traps”: Focus on substance, not gimmicks. 2) …
Shared equity schemes are designed to help eligible buyers enter the market sooner with a smaller deposit. Instead of borrowing the full amount, the government (or a participating body) contributes a share of the property price in exchange for an equity stake. How shared equity works (in plain English) Lower deposit, lower repayments: Your mortgage …
If you’re a homeowner or planning to be one, RBA decisions can feel like a rollercoaster. Whether rates move up, down, or stay on hold, understanding what it means for your loan—and how to respond—can save real money and stress. How RBA decisions affect your loan Variable-rate borrowers: Changes may flow through to your lender’s …
Your home isn’t just a place to live—it’s also a valuable financial asset. As property values rise and your mortgage balance decreases, you build equity. This equity can be accessed to fund a variety of goals, from a dream holiday to a new investment. Equity is the difference between your home’s market value and the …
